6. What do I need to buy Mexican Car Insurance?
The most important information is the vehicle identification number (VIN) of the vehicle you wish to cover. At BestMex.com, we make it easy to find the VIN of your vehicle with the plates (and the state of the plates). You can also look for the VIN in the vehicle registration or in the American insurance policy. Here is a list of the most common information you will need to purchase Mexican auto insurance:
6.1.
6.1.1.
Vehicle Type. The available vehicle types are Cars or Sedans, Van or Minivan, Truck or Pick Up, SUVs, RVs or Recreational Vehicles, and Street Legal Motorcycles (Motorcycles are insured with Liability Only).
6.1.2. Actual Cash Value (ACV) of the vehicle. To write the best value for your vehicle, we recommend searching for the current value or ACV on kbb.com or nada.com.
6.1.3.
Towing or other units. If you are towing other units such as a trailer, you will also need to know the value, serial number, or ID of the additional unit(s).
6.1.4.
Effective and expiration dates. The tourist auto insurance can be purchased to cover from 1 day to 365 days and can be purchased up to 180 days before your trip to Mexico. If you travel to Mexico often or your journey will last more than 40 days, an annual policy may be more convenient because the rates used by insurers for tourist cars are cheaper when the coverage is long-term.
6.1.5.
Personal data for the Mexico auto insurance:
• Telephone number and email to manage your account and receive a copy of the policy.
• Full name of the owner or owners of the vehicle. These names must appear in the tourist auto policy as the main insured (Owner/Driver #1) even if this person is not who will drive the vehicle in Mexico.
• Names of insured or additional drivers. In the auto policies for Mexico, it is not mandatory to write these names, but you must know who can drive a foreign vehicle in Mexico. In the following question, you can find out about the drivers in Mexico.
6.1.6.
Name and address of the financier. In case the vehicle is financed, you will need the name and the address of the financial entity to write this information as a lienholder on the Mexican auto insurance policy.